GB Lease & Factoring was established in 2008 by the Ghabbour family as a non-banking financial institution and has since grown into a leading independent leading player in the Egyptian financial market. Founded by the late Dr. Raouf Ghabbour, the company was fully owned by GB Corp until the establishment of GB Capital in 2015 and later witnessed a partial acquisition by the Emirati Royal fund "Chimera Investments" in December 2022.
The company takes pride in carrying forward the vision and legacy of its founder, the late Dr. Raouf Ghabbour, who played a pivotal role in establishing GB Lease & Factoring as a trusted leader in the Egyptian financial market. His dedication to excellence and innovation remains at the heart of the company’s mission to support clients in achieving their growth objectives and business goals.
Regulated by the Financial Regulatory Authority (FRA), GB Lease & Factoring delivers tailored financial solutions to meet the growth and operational needs of businesses. Offering a broad range of financing structures, the company provides long-term financial leasing solutions and short-term working capital facilities through various factoring mechanisms.
GB Lease and Factoring, initially established as GB Lease, began operations as a financial leasing company specializing in the financing of commercial vehicle sales and passenger cars for fleet operations.
A form of financing that allows businesses to use and eventually own various assets heavy upfront capital investment, in other words "rent to own finance". A long-term rental agreement where the lessee aquires ownership of the asset by the end of the contract.
Direct Lease enables businesses to acquire new and used assets from their preferred suppliers without upfront capital outlay. The leasing company purchases the asset and leases it to the business through agreed up-on periodic rent payments. This medium to long-term agreement allows the lessee to use the asset while preserving liquidity, with full ownership transferred to the lessee at the end of the lease term.
Sale & Lease Back provides a unique opportunity for businesses to monetize their existing assets. The leasing company purchases the asset from the lessee and leases it back, creating a new source of cash.
This option is ideal for businesses seeking to maximize asset utilization while addressing financial and strategic objectives.
A structured lease is a customized leasing arrangement designed to meet the specific financial and operational needs of a lessee. It includes but not limited to flexible terms such as tailored payment schedules, true lease with residual value, balloon payments, vendor financing or tri-partite agreements. This structure helps optimize cash flows in the best manner serving the lessee’s operations.
Vendor Finance Leasing is a financial arrangement where a leasing company partners with a vendor (supplier or manufacturer) to offer financing options to the vendor's customers. This allows customers to acquire equipment, machinery, or other assets without paying the full purchase price upfront.
Leasing services cover a broad range of asset categories, ensuring solutions for diverse business needs & fixed assests, this may include but not limited to:
Real Estate Assets: Land & Buildings, constructed buildings that include administrative and commercial units along with the construction works, fixtures and fittings etc.
Vehicles: Buses, commercial and passenger vehicles along with EV vehicles.
Industrial Machinery: Production lines, equipment and construction machinery such as loaders and excavators
Medical Equipment: Cutting-edge diagnostic and therapeutic tools for healthcare facilities
IT and Intangible Assets: Computers, software and other technology solutions
Leasing enables businesses to access essential assets efficiently, empowering them to innovate, compete, and grow.
Factoring is a flexible short term financial solution that helps businesses optimize their cash flows by converting future payments into immediate working capital.
This facility provides your business with immediate cash by purchasing domestic accounts receivables, helping you improve liquidity and maintain healthy cash flow.
As a buyer, reverse factoring (also known as purchase factoring) enables you to pay your suppliers early while keeping extended payment terms. This strengthens supplier relationships and helps you optimize working capital without putting pressure on your cash flow.
Purchase order financing gives your business the funds needed to fulfill large customer orders without cash flow strain. It ensures you can pay suppliers upfront, meet delivery timelines, and seize growth opportunities while maintaining a strong working capital position.
Supply chain financing allows suppliers to receive early payments on invoices, while buyers benefit from extended payment terms. This solution improves cash flow for both parties, enhances supplier relationships, and ensures a smooth flow of goods and services across the supply chain.
Export Factoring Facility
Export Factoring allows exporters to receive upfront payment for their invoices, handles your account receivables ledger administration, collection services and provides credit risk protection Export factoring provides upfront payment for your export invoices, manages your receivables ledger, handles collections, and offers credit risk protection—so you can focus on expanding into new markets with confidence.
Import Factoring
Import factoring guarantees local buyers in front of cross-border suppliers. It simplifies international trade transactions, enhances trust with suppliers, and supports business growth.
