Financial leasing is a medium to long term financing solution, where the leasing company (lessor) purchases a fixed asset (e.g., real estate, vehicles, machinery etc.) and leases it to a business (lessee) for an agreed upon period. The lessee makes structured rent payments (matching the company’s cash flows) and has the option to purchase the asset at the end of the lease term for nominal fee.
We provide leasing solutions for a wide range of business assets; this includes but not limited to:
• Commercial and administrative real estate
• Machinery & Equipment
• Vehicles including commercial, passenger and EVs’
• IT systems, technology, and office equipment
• Construction works through progressive bills.
Our leasing solutions cater to SMEs, large corporates, and multinational companies with proven financial potential. In line with FRA regulations, leasing services are offered exclusively to registered legal entities, not individuals.
Leasing provides:
• Faster credit decisions
• Less stringent documentation
• Flexible structures tailored to your business
• Preserved credit lines with your bank
We evaluate:
• Business profile
• Industry and business model
• Financial health and Credit evaluation
• The asset’s type, condition, and resale value
All leasing and factoring services in Egypt are licensed and regulated by the Financial Regulatory Authority (FRA), which ensures market transparency and legal compliance.
When your lease term ends, you typically have the following options:
- Purchase the asset at a nominal value, as outlined in your contract
- Return the asset to the leasing company
- Renew the lease, subject to agreement and eligibility
These options allow flexibility based on your business needs and the terms of your financial leasing agreement.
Yes. GB Lease & Factoring offers both the short and long term financial solutions, which we can bundle to best suit your business needs.:
• Leasing (for capital expenditures)
• Factoring (working capital)
• Structured finance (for growth or restructuring)