Factoring is a flexible short term financing tool that optimizes a company’s cash flows to meet its operational needs. This is done when the factor converts your future receivables into immediate cash or pays your suppliers immediately while you pay the factor on an extended tenor that matches your operational cycle. Factoring fully maximizes your growth potential.
Yes. Factoring in Egypt is licensed and regulated by the Financial Regulatory Authority (FRA) under Law No. 176 of 2018. The FRA supervises all factoring companies, ensuring compliance with legal and financial standards to protect both clients and investors.
Factoring is suitable for any company with working capital needs including;
• Exporters dealing with international buyers
• Companies operating on deferred payment terms
• Businesses with recurring invoicing and a solid customer base
As per the FRA regulations, factoring facilities are not offered to individuals.
Each buyer or supplier included in the facility must undergo a basic compliance check. We require official documents that may include company credentials and payment ledgers.
Yes. GB Lease & Factoring offers both the short and long term financial solutions, which we can bundle to best suit your business needs.:
• Factoring (working capital)
• Leasing (for capital expenditures)
• Structured finance (for growth or restructuring)