Handles Credit Analysis activities for a number of corporate clients
Preparing full Credit Packages with In-Depth Financial Analysis and Projections. Responsible for directly handling all credit package write-ups and credit analysis for assigned clients as well as appraising cash flow and financial risk of capital investment projects.
Undertakes cash flow forecasting and balance sheet and P&L to conclude the ability and credit worthiness of a business to repay its requested facility by analyzing the company's financial statements.
Conduct credit calls to current prospect clients to understand their business and market position and obtain relevant documents and information. In addition to resolving problems that may arise with clients.
Assess the risks for each client and propose ways for risk mitigation.
Prepare annual credit review packages for clients.
Organize and maintain the assigned credit files updated at all times.
Ensure strict adherence to established credit policy.
Ensure timely and accurate reporting on his/her activities to superiors.
Assist superiors in the preparation of timely and accurate reporting
Ensure proper self-time-management.
Providing the management with reports to assist in decision-making.
Providing assurance about the accuracy of information submitted in financial reports and their compliance with statutory requirements.